Smart Park: Park & Earn SGD 1.0593% USD 3.7652% HKD 2.2244%

Based on the average rate of annualised returns over the last rolling week.

Past performance is not necessarily indicative of future performance. View Disclaimer.

SGD 1.0593%

USD 3.7652%

HKD 2.2244%

Rates updated as of 21th Oct 2025

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

*The NAV (Net Asset Value) per unit prices announced by fund 

management companies are already net of the fund’s Annual 

Management Fees and Trustee Fees.

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal(PayNow, Deposit to Bank Account)

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg 

Changes to Transfer of Funds to Poems (Anti-Fraud Safeguard)

From 15 October 2025, banks in Singapore will introduce a new anti-fraud safeguard as part of nationwide efforts to strengthen scam protection. 

Under this measure, banks may hold or reject digital transfers from accounts with balances of S$50,000 and above if total withdrawals within 24 hours exceed 50% of the account balance. Transactions that trigger this threshold may be placed on a 24-hour hold for verification.

The impact will be on FAST and PayNow Transfer.

As a result, investors may experience delays in transferring funds, even for legitimate purposes such as investments, trade settlements, or margin calls. 

To prevent any delays of transfer, Investors still can opt to transfer unlimited amounts using Electronic Payment of Shares(EPS). Investors need to check if their EPS Bank is the right one that is linked to their Poems Account to prevent any delays.

The other way is that investors can prepare themselves early by prefunding their accounts and park their funds inside Poems Money Market.

Smart Park: Park & Earn SGD 1.1155% USD 3.8904% HKD 2.2734%

 

Based on the average rate of annualised returns over the last rolling week.

Past performance is not necessarily indicative of future performance. View Disclaimer.

SGD 1.1155%

USD 3.8904%

HKD 2.2734%

Rates updated as of 13th Oct 2025

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

*The NAV (Net Asset Value) per unit prices announced by fund 

management companies are already net of the fund’s Annual 

Management Fees and Trustee Fees.

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal(PayNow, Deposit to Bank Account)

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg 

Smart Park: Park & Earn SGD 1.1718% USD 4.0765% HKD 3.3344%

 

Based on the average rate of annualised returns over the last rolling week.

Past performance is not necessarily indicative of future performance. View Disclaimer.

SGD 1.1718%

USD 4.0765%

HKD 3.3344%

Rates updated as of 6th Oct 2025

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

*The NAV (Net Asset Value) per unit prices announced by fund 

management companies are already net of the fund’s Annual 

Management Fees and Trustee Fees.

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal(PayNow, Deposit to Bank Account)

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg 

Smart Park: Park & Earn SGD 1.2283% USD 3.7737% HKD 2.1800%

 

Based on the average rate of annualised returns over the last rolling week.

Past performance is not necessarily indicative of future performance. View Disclaimer.

SGD 1.2283%

USD 3.7737%

HKD 2.1800%

Rates updated as of 29th Sept 2025

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

*The NAV (Net Asset Value) per unit prices announced by fund 

management companies are already net of the fund’s Annual 

Management Fees and Trustee Fees.

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal(PayNow, Deposit to Bank Account)

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg 

Smart Park: Park & Earn SGD 1.2848% USD 3.7155% HKD 2.1809%

Based on the average rate of annualised returns over the last rolling week.

Past performance is not necessarily indicative of future performance. View Disclaimer.

SGD 1.2848%

USD 3.7155%

HKD 2.1809%

Rates updated as of 22th Sept 2025

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

*The NAV (Net Asset Value) per unit prices announced by fund 

management companies are already net of the fund’s Annual 

Management Fees and Trustee Fees.

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal(PayNow, Deposit to Bank Account)

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg 

Smart Park: Park & Earn SGD 1.4540% USD 4.2085% HKD 1.8467%

 

Based on the average rate of annualised returns over the last rolling week.

Past performance is not necessarily indicative of future performance. View Disclaimer.

SGD 1.4540%

USD 4.2085%

HKD 1.8467%

Rates updated as of 15th Sept 2025

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

*The NAV (Net Asset Value) per unit prices announced by fund 

management companies are already net of the fund’s Annual 

Management Fees and Trustee Fees.

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal(PayNow, Deposit to Bank Account)

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg 

Refer Your Friends to PhillipCapital Bonds - Don’t Miss the Extra S$30 Voucher!

 Dear Valued Customer,

We're excited to share that the PhillipCapital Bond Desk "Refer Your Friends" promotion is still ongoing — but hurry, bonus redemptions are running out fast!

To participate, simply complete this referral form now PhillipCapital Bonds_Refer Friends
*terms and conditions apply

Note: Referrer's Trading Representative Name / Code. (Pls fill in as Lim Tin Peng Lionel/BA6)

Refer and be Rewarded

Get rewarded with as much as S$3,000 for 20 successful referrals when you refer your friends to our PhillipCapital Bond Desk. For each successful referral, both you and your friend will each receive S$150 supermarket vouchers when your referee completes their first trade valued at S$250,000 or its equivalent in nominal value/foreign currencies through one POEMS Account.

🔔 Limited Time Bonus

The first 50 referees who complete their first transaction within one month of referral submission will also receive an extra S$30 supermarket voucher! Limited redemption left! Hurry Now! To participate, simply complete this referral form now PhillipCapital Bonds_Refer Friends *terms and conditions apply Note: Referrer's Trading Representative Name / Code. (Pls fill in as Lim Tin Peng Lionel/BA6)

Smart Park: Park & Earn SGD 1.3981% USD 4.3960% HKD 1.9430%

Based on the average rate of annualised returns over the last rolling week.

Past performance is not necessarily indicative of future performance. View Disclaimer.

SGD 1.3981%

USD 4.3960%

HKD 1.9430%

Rates updated as of 8th Sept 2025

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

*The NAV (Net Asset Value) per unit prices announced by fund 

management companies are already net of the fund’s Annual 

Management Fees and Trustee Fees.

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal(PayNow, Deposit to Bank Account)

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg 

Smart Park: Park & Earn SGD 1.5111% USD 4.0309% HKD 2.6162%

 

Based on the average rate of annualised returns over the last rolling week.

Past performance is not necessarily indicative of future performance. View Disclaimer.

SGD 1.5111%

USD 4.0309%

HKD 2.6162%

Rates updated as of 1st Sept 2025

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

*The NAV (Net Asset Value) per unit prices announced by fund 

management companies are already net of the fund’s Annual 

Management Fees and Trustee Fees.

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal(PayNow, Deposit to Bank Account)

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg