Disclaimer & PDPA

Disclaimer for General Information/Advice in Website/Blog
The information contained in blog is provided to you for general information/circulation only and is not intended to nor will it create/induce the creation of any binding legal relations. The information or opinions provided do not constitute investment advice, a recommendation, an offer or solicitation to subscribe for, purchase or sell the investment product(s) mentioned herein. It does not have any regard to your specific investment objectives, financial situation and any of your particular needs. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of any person or group of persons acting on this information. Investments are subject to investment risks including possible loss of the principal amount invested. The value of the product and the income from them may fall as well as rise.
You should seek advice from a financial adviser regarding the suitability of the investment products mentioned, taking into account your specific investment objectives, financial situation or particular needs, before making a commitment to purchase the investment product. In the event that you choose not to obtain advice from a financial adviser, you should assess and consider whether the investment product is suitable for you before proceeding to invest.
Any views, opinions, references or other statements or facts provided in this blog are personal views. No liability is accepted for any direct/indirect or any other damages of any kind arising from or in connection with your reliance on the information provided herein.

Our financial adviser (“FA”) representatives may be authorised to engage in non-FA activities of marketing, client acquisition and client servicing of MA services. Our representatives who are appointed under the Securities and Futures Act to conduct fund management activity (“FM Reps”), i.e. the Portfolio/Fund Managers, will be managing clients’ money and investments, in addition to marketing, client acquisition and client servicing of MA services. This advertisement has not been reviewed by the Monetary Authority of Singapore


Disclaimer in Training/Educational/Seminar Slides *
The information provided in this seminar is solely for educational purposes and should not be considered as financial advice. The views, statements and opinions expressed in this seminar are solely the views, statements and opinions of the presenter made in his/her personal capacity and do not represent the views, statements or opinions of nor are they made on behalf of Phillip Securities Pte Ltd (PSPL). The information contained in this presentation has been obtained from public sources which PSPL has no reason to believe are unreliable and any analysis, forecasts, projections, expectations and opinions (collectively the “Research”) contained in this presentation are based on such information and are expressions of belief only. PSPL has not verified this information and no representation or warranty, express or implied, is made that such information or Research is accurate, complete or verified or should be relied upon as such. Any such information or Research contained in this presentation is subject to change, and PSPL shall not have any responsibility to maintain the information or Research made available or to supply any corrections, updates or releases in connection therewith. In no event will PSPL be liable for any special, indirect, incidental or consequential damages which may be incurred from the use of the information or Research made available, even if it has been advised of the possibility of such damages. This presentation is intended for general circulation only and does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You should seek advice from a financial adviser regarding the suitability of the investment products mentioned, taking into account your specific investment objectives, financial situation or particular needs, before making a commitment to invest in such products. PSPL does not endorse any third party’s presentation during the seminar. PSPL is not responsible for any action you take in response to such third party’s presentation. PSPL accepts no liability whatsoever for any direct, indirect or consequential loss arising from any use of or reliance on the third party’s presentation. 

Our financial adviser (“FA”) representatives may be authorised to engage in non-FA activities of marketing, client acquisition and client servicing of MA services. Our representatives who are appointed under the Securities and Futures Act to conduct fund management activity (“FM Reps”), i.e. the Portfolio/Fund Managers, will be managing clients’ money and investments, in addition to marketing, client acquisition and client servicing of MA services. This advertisement has not been reviewed by the Monetary Authority of Singapore


Email Disclaimer Incorporating Reminders on the ERA clauses *
Important Disclaimer Reminders: Phillip Securities Pte Ltd (“PSPL”) will generally provide you “execution only” services - see Guide and Cautionary Notes for Trading Accounts on www.poems.com.sg. You are therefore personally responsible to make your own decisions on the suitability of every transaction you do through PSPL. One exception is if you specifically apply and pay for advice from PSPL. The other exception is Execution-Related Advice on listed Excluded Investment Products (“ERA”) which may be given to you, but only subject to (a) you accepting personal responsibility to ensure any such advice is suitable before you act on it, and (b) you ensuring that you receive and understand the rationale for every ERA given to you. Materials (including market and analyst reports) are provided to you as information on an execution only basis for you to make your own suitability decisions. Materials which are not ERA are provided strictly as you asked. These reminders apply to the contents of this email as well as any accompanying materials sent under its cover. General Disclaimer: The information/materials provided (whether as attachments to this e-mail or in its body), where they are not ERA, are provided for general information/circulation only and not intended and therefore should not be taken as any offer or solicitation to do any investment or trade. No assessment has been made by PSPL as to the suitability for you of any materials in this e-mail. As always, the decision to trade and/or invest remains solely with you. Information/materials in this e-mail are provided “as is” without warranty of any kind, either express or implied. Such information/materials provided have been procured from sources believed to be reliable and accurate (but whose reliability and accuracy cannot be and are not warranted); and may have been acted on by PSPL or members of the PhillipCapital group before being made available to you. All investments are subject to investment risks. Ideally you should and you may wish to seek advice from a financial adviser before making a commitment to purchase or invest in the investment product(s) mentioned in this e-mail or its attachment(s). If you choose not to do so, you are then choosing to make your own decision on whether any of the said investment product(s) are suitable for you. Neither PSPL nor any fellow member of the PhillipCapital group of entities shall, in any event, be liable to you for any direct/indirect or any other damages of any kind arising from or in connection with your reliance on any information in and/or materials attached to this email. Confidentiality Note: This e-mail and its attachment(s) are intended only for the use of the recipient(s) named above. If you have received this message in error, please notify the sender immediately and delete all copies of it.


Personal Data Protection Act (PDPA) in Website / Blog / Social-media
By providing us your personal data (i.e. name, email address and phone number), you acknowledge and consent to our collection of your personal data for the purposes listed below:
· Sending you marketing, advertising or promotional materials related to the content of this website, whether by call, text or email;
· Provision of products & services which you have requested for.

Please note that you are entitled to withdraw your consent for the collection of your personal data at any point in time by providing a notification to tplim1975@gmail.com