Receive $30 Cash Credit When You Subscribe to an RSP*

Happy New Year To You!

It’s the time of the year to set resolutions and goals as we welcome a brand new start. Some of you may be wondering how to grow your wealth, while others are wondering how they should use their Chinese New Year red packet money. Why not start with an investment plan that encourages regular, bite-size investments to save for the new year?

Did you know…?

Investing in Unit Trusts and through a Regular Savings Plan (RSP) does not have a lock-in period, as compared to other regular investment facilities that may have a lock-in period of 10, 20 years.Whether you want to purchase that dream car or house, pay for your children’s education or go on that holiday that you have been looking forward to, you have the freedom to redeem your holdings.

Understanding Regular Savings Plan (RSP)

Plan your investment on solid ground

Whether you are planning for retirement, saving for your children, or achieving financial goals, a sound investment plan and the right products are your winning formula. In this scheme, the high potential returns and cost effectiveness of Unit Trusts are combined with an investment strategy. The scheme is known as the Regular Savings Plan or RSP for short.

RSP builds your Unit Trust portfolio over time by an investment strategy called Dollar Cost Averaging, which mitigates market risks and fluctuations.

DOLLAR COST AVERAGING

It is difficult to time the market where the prices fluctuate all the time. Adopting dollar cost averaging is an investment strategy to ensure an overall risk-mitigated average price per share.

For limited Period,

Receive S$30 cash credits when you subscribe to an RSP.*

Receive up to S$30 cash credits when you subscribe to an RSP for any of the promotion funds:

• Phillip Singapore Real Estate Income Fund
• Phillip Income Fund
• Phillip Asia Pacific Growth Fund

3 Easy Steps to subscribe to RSP

• Step 1: Login to POEMS
• Step 2: Click “Acct Mgmt” (Account Management tab) > “Regular Savings Plan
• (RSP)”
• Step 3: Search for fund and apply for RSP
• 
  
• A minimum monthly RSP subscription of $200 or quarterly RSP subscription of 
• $600 is required to qualify for this promotion.

Receive these rewards for a limited period!

Promotion runs from 8 January to 9 March 2018. Ready to invest?

Opt in for Phillip’s Excess Funds Facility

The cash rewards will be credited to clients’ accounts under the 
Excess Funds Facility. Clients must thus opt in to the parking facility to 
be eligible for the promotion.

About Phillip’s Excess Funds Facility

The excess funds facility manages your idle cash into a money market fund.
Let us help you maximize your investment opportunities!

• Fast and simple online transfer & withdrawal
• No sales charge or administrative fees
• No lock-in period
• The largest^ retail SGD Money Market Fund in the market

^Based on Total Net Assets (TNA) figures reflected in FundSingapore.com   

Interest earned:

SGD

0.8378% p.a.

USD

1.0166% p.a.

Rates updated as of 15 January 2018, based on 1-year rolling return, 
NAV/NAV prices. 
Past performance is not necessarily indicative of future performance.

More about money market fund

Enjoy 0.12% or $10 minimum commission

Enjoy 0.12%* or S$10 minimum commission for online trades in Singapore listed stocks!
Extended till 30th June 2018

Want to get started on buying stocks and shares? Here are some tips on how to decide which brokerage firm to start on your investment journey!

Please contact me at 90400848 or email to me at lionellimtp@phillip.com.sg to know more.

Gain More Insights with SGX Enhanced Market Depth on Poems 2.0

We are pleased to inform you that we have added 2 additional columns (Ords) to SGX Market Depth on POEMS 2.0. Ords denote the number of buy or sell orders that totaled up the volume at each price level. At one glance, you can determine from your order book whether the market action is being driven by retail investors or institutions. With SGX Enhanced Market Depth, you can now gain an edge in trading and help you make more informed trading decisions. No SGX Market Depth? Subscribe with POEMS Reward Points today. Getting to SGX Market Depth Method 1: Add Trading Info widget Click the +New icon to add a new tab Click the Add Widget icon On the right navigation menu, click or search for the ‘Trading Info’ widget to add to the new workspace Method 2: Right click on counter 1.     LP1 (Price) or LP2 (Trade) tabs, right click on your preferred SGX counter 2.     Select Market Depth 3.     A new pop-up window will appear If you have any further questions, please contact me at 90400848 or email to me at lionellimtp@phillip.com.sg.

For New Clients Get Trade Rebates Up to $88 for the first 3 Trades!

Try out the new suite of POEMS trading platforms and 

get trade rebates of up to $88 for the first 3 trades!

Follow the simples steps below to get your trade rebates

STEP 1:

Open a Phillip Account

(Contact Me at 90400848 or lionellimtp@phillip.com.sg)

STEP 2:

Trade via POEMS 2.0, POEMS Mobile 2.0 or POEMS Mercury for SGX, US and HK markets

STEP 3:

Receive your trade rebates!

Promotion Ending on 30 March 2018! Terms and Conditions Apply. Please contact me to find out more.

Promotion: Enjoy Share Financing Rates from 2.88% p.a.

Let your assets work harder for you!

Transfer your cash or shares to your newly opened Phillip Investment Account – Margin (M) to enjoy exclusive rates*:

Why Phillip Investment account – Margin (M)?

• Up to 70% financing for over
  • 2000 stocks across 11 international markets
  • 70 bonds
  • 200 unit trusts

More facilities available with Phillip Investment Accounts

Please contact me at 90400848 or email to me at lionellimtp@phillip.com.sg to know more.

SRS Contribution Tax Relief to Reduce Personal Tax

In view of the below article, there is a strong possibility of an increase in tax rates. They may raise GST or Personal Income Tax or both.

Clients who are keen on lowering personal taxes can do a voluntary contribution to SRS Account.
The contribution cap for Singapore Citizens and Singapore PRs is S$15,300.
Please note that there will be a personal income tax relief cap of S$80,000, which will apply from Year of Assessment (YA 2018).

For more information on SRS, please click Here

You can also Top-Up your CPF accounts to reduce your Personal Taxes. The CPF Annual Limit is $37,740.

For more information on CPF Voluntary Contributions, please click Here



SINGAPORE: Prime Minister Lee Hsien Loong's comments on Sunday (Nov 19) that raising taxes is not a matter of whether, but when, is "in line" with what Deputy Prime Minister Tharman Shanmugaratnam had said in 2015 on the adequacy of revenue, the Ministry of Finance (MOF) said on Tuesday.

Read more at http://www.channelnewsasia.com/news/singapore/pm-lee-hsien-loong-tax-hike-dpm-tharman-mof-9427760

Trade FTSE China A50 USD$1 Index CFD at Zero* Commission!

Trade FTSE China A50 USD1 Index CFD at ZERO* Commission

*Terms & Conditions:

1. Strictly applicable for FTSE China A50 USD1 Index CFD trades executed during the promotional period of 2nd October 2017 till 31st October 2017.
2. Finance charges for outstanding position(s) apply.
3. The following persons are not eligible to participate in this promotion unless approved by the management of Phillip Securities Pte Ltd (PSPL):
   • Phillip Securities Pte Ltd (PSPL) account holders whose accounts have been suspended, cancelled or terminated
   • All employees and agents of Phillip Securities (PSPL) and its associated entities and subsidiaries (direct or indirect)
4. In the event of a dispute over the client’s eligibility to participate in this promotion, Phillip Securities Private Limited’s (“PSPL”) decision will be final.
5. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discrete to (i) amend, add and / or delete any time of these Terms and Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and / or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason there of and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
6. By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions.