December Year End Holidays Calendar

 

Wishing you and your family Merry Christmas and a Happy New Year!

Smart Park: Park & Earn SGD 3.4995% USD 6.3122%

 

Returns 7 day annualised #

SGD 3.4995%

USD 6.3122%

Rates updated as of 11th Dec 2023

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg

Smart Park: Park & Earn SGD 3.6827% USD 5.5097%

 

Returns 7 day annualised #

SGD 3.6827%

USD 5.5097%

Rates updated as of 4th Dec 2023

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg

Smart Park: Park & Earn SGD 3.3648% USD 4.4446%

 

Returns 7 day annualised #

SGD 3.3648%

USD 4.4446%

Rates updated as of 27th Nov 2023

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg

Smart Park: Park & Earn SGD 3.4479% USD 5.0500%

 

Returns 7 day annualised #

SGD 3.4479%

USD 5.0500%

Rates updated as of 14th Nov 2023

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg

Enjoy 4.2% pa Return + up to S$100 Cash Credits **

 

**S$10 Cash Credits for every S$10,000 invested and

hold in the Fund for 90 calendar days.

Promotion until 30 November 2023!

Learn more about this fund HERE

Smart Park: Park & Earn SGD 3.3896% USD 5.2560%

 

Returns 7 day annualised #

SGD 3.3896%

USD 5.2560%

Rates updated as of 7th Nov 2023

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg

Smart Park: Park & Earn SGD 3.4587% USD 5.3426%

 

Returns 7 day annualised #

SGD 3.4587%

USD 5.3426%

Rates updated as of 9th Oct 2023

# Based on the average rate of annualized returns over the last rolling week.

Past Performance is not necessarily indicative of future performance

No Lock In Period and Fastest Withdrawal

More info on SGD Smart Park here

More info on USD Smart Park here 

Phillip Smart Park

Make Your Money Work Harder!

Phillip Smart Park is an excess fund facility that manages your idle cash into money market fund. Let SMART help you to maximise your investment opportunities.

* Fast and Simple Online Transfer & Withdrawal

* Withdrawal before 10am on a working day, same day deposit back to Bank Account after 8pm (One of the best liquidity)

* No Penalty or Charges on Deposit and Withdrawal

* No Sales Charge and Admin Fees

* No Lock-In Period

* The Largest Retail SGD Money Market Fund in the Market

* Offers Higher Returns than Savings Rate #

* No Default since Inception in 2001 

# For more information, please contact me at +65 90400848/email me at lionellimtp@phillip.com.sg

Unit Trust Promotion!

 

Why pay platform fees when it is Zero on POEMS?

Other online platforms may charge platform fees on your Unit Trust holdings, which will erode your investment returns. The following table illustrates the potential costs an investor will incur over years of investment:

Assuming an investment of $50,000 to $200,000, the same investor would have saved 

anywhere between $2,000 and $8,000 over a ten-year period if he/she had invested 

with POEMS. These savings could mean a potential increase in investment returns 

and savings, more investment opportunities, or achieving personal lifestyle 

objectives!

Why wait? Transfer in your unit trust holdings and 

enjoy the following benefits:

• Be rewarded with up to S$1,000*
• 0% Platform Fees
• 0% Sales Charge
• 0% Switching Fees
• Wide selection of almost 2,000 funds
• 24/7 access to your investments on POEMS

For limited time only, you will receive S$20 for every 

$10,000 worth of unit trust holdings transferred in.*

For more info, please contact me.

Invest in ETFs with SRS and be Rewarded!

 

Poems is pleased to announce our latest promotion for ETFs!

From 2 Oct to 31 Oct 2023, clients can enjoy S$50 CapitaLand Voucher for every S$5,000 invested into eligible ETFs.

How to qualify:

•           Purchase at least S$5,000 worth of eligible ETF using SRS Fund

•           Fulfil minimum one-month holding period

For more information on the list of participating funds and the promotion’s terms and conditions, please refer here.

Revision of Interest Rates on Credit Balances

Please refer below for the revised rates and take note that these new interest rates will be effective from 1 October 2023.

Applicable account types:

     Cash Plus Account

     Cash Management (KC) Account

     Prepaid (CC) Account

     Custodian (C) Account

     Margin (M) Account

     Securities Advisory Account

 

     The new interest rates are: 

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Currency/Amount Interest on Credit Balance (Current) Interest on Credit Balance (Revised) > HKD 50,000 < HKD200,000 0.30% p.a 0.50% p.a > HKD 200,000 0.30% p.a 1.00% p.a > AUD 50,000 0.00% p.a 0.50% p.a > MYR 50,000 0.00% p.a 0.50% p.a

 

Currency/Amount	Interest on Debit Balance (Current)	Interest on Debit Balance (Revised)
GBP	4.50% p.a	6.00% p.a