SRS Contribution Tax Relief to Reduce Personal Tax

In view of the below article, there is a strong possibility of an increase in tax rates. They may raise GST or Personal Income Tax or both.

Clients who are keen on lowering personal taxes can do a voluntary contribution to SRS Account.
The contribution cap for Singapore Citizens and Singapore PRs is S$15,300.
Please note that there will be a personal income tax relief cap of S$80,000, which will apply from Year of Assessment (YA 2018).

For more information on SRS, please click Here

You can also Top-Up your CPF accounts to reduce your Personal Taxes. The CPF Annual Limit is $37,740.

For more information on CPF Voluntary Contributions, please click Here



SINGAPORE: Prime Minister Lee Hsien Loong's comments on Sunday (Nov 19) that raising taxes is not a matter of whether, but when, is "in line" with what Deputy Prime Minister Tharman Shanmugaratnam had said in 2015 on the adequacy of revenue, the Ministry of Finance (MOF) said on Tuesday.

Read more at http://www.channelnewsasia.com/news/singapore/pm-lee-hsien-loong-tax-hike-dpm-tharman-mof-9427760

Trade FTSE China A50 USD$1 Index CFD at Zero* Commission!

Trade FTSE China A50 USD1 Index CFD at ZERO* Commission

*Terms & Conditions:

1. Strictly applicable for FTSE China A50 USD1 Index CFD trades executed during the promotional period of 2nd October 2017 till 31st October 2017.
2. Finance charges for outstanding position(s) apply.
3. The following persons are not eligible to participate in this promotion unless approved by the management of Phillip Securities Pte Ltd (PSPL):
   • Phillip Securities Pte Ltd (PSPL) account holders whose accounts have been suspended, cancelled or terminated
   • All employees and agents of Phillip Securities (PSPL) and its associated entities and subsidiaries (direct or indirect)
4. In the event of a dispute over the client’s eligibility to participate in this promotion, Phillip Securities Private Limited’s (“PSPL”) decision will be final.
5. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discrete to (i) amend, add and / or delete any time of these Terms and Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and / or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason there of and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
6. By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions.

China National Day Promotion

In 1978, China introduced market reforms and has since experienced rapid economic growth, averaging nearly 10% GDP growth a year. Today, China is the second largest economy in the world and presents many investment opportunities. However, not many of us are able to take advantage of these opportunities by investing directly in the Chinese market. Purchasing Unit Trusts that invest primarily in China is one way in which investors can indirectly enter the Chinese market.

China National Day Promotion

UOB United Greater China Fund                                            Fund Factsheet    

Looking for the next chapter to China's GDP growth? The United Greater China Fund taps into an economy that has continued to churn expansion, and gears toward opportunities in one of the fastest growing consumer markets and high growth industries such as technology.

UOB United Asian Bond Fund                                                Fund Factsheet    

China's bond market is set to surpass Japan to become Asia's largest, amid financial reforms that strengthen regulations and improvements to market transparency. The United Asian Bond Fund buys into a selection of bonds holdings across a spectrum of industries and risk profiles in the China market.

UOB United Asian High Yield Bond Fund SGD (Acc)           Fund Factsheet    

The Chinese corporate sector represents a growing share of the country's bond market as companies flock to the high-yield market in raising capital. Reflecting the positive sentiment for corporate expansion plans, average offerings or deal sizes in this segment have also increased. The United Asian High Yield Bond Fund offers exposure to industries that underpin vital inputs to the China economy.

3 other share classes also available under the promotion. Click each fund for more info:
UOB United Asian High Yield Bond Fd SGD (Dis)
UOB United Asian High Yield Bond Fd USD  (Acc)
UOB United Asian High Yield Bond Fd USD  (Dis)

UOB United SGD Plus Fund - Coming soon on 11 October!

For a limited time period until 31st October 2017, receive $10 for every $10,000 (10bps) invested* in either of these 3 funds:
- UOB United Greater China Fund
- UOB United Asian Bond Fund
- UOB United Asian High Yield Bond Fund
- UOB United SGD Plus Fund - Coming soon on 11 October!

Click here for Commentary regarding China outlook for Equities and Fixed Income.

Please contact me at +65 90400848 or email to me at lionellimtp@phillip.com.sg for account opening.

Important Notes and Disclaimers The value of units in United Greater China Fund, United Asian Bond Fund, United Asian High Yield Bond Fund, United SGD Plus Fund and the income from them, if any, may fall as well as rise. Investors should read the Fund’s prospectus before investing. A copy of the Fund’s prospectus may be obtained from UOB Asset Management Ltd or any of its appointed agents or distributors. Investors may wish to seek advice from a financial adviser before purchasing units of the Fund. In the event that the investor chooses not to do so, he should consider carefully whether the Fund is suitable for him. UOB Asset Management Ltd Co. Reg. No. 198600120Z  PSPL's Disclaimer  *Promotion Terms & Conditions: 1. This promotion is valid from 1 October 2017 to 31 October 2017. To be eligible for this promotion, orders must be placed before 3:00PM on 31 October 2017. 2. Cash, cheques, and internet payments must reach PSPL by 3:00PM on 4 November 2017. 3. Only payments made by cash and/or switch buy from cash account facilities and external switch-in are eligible for the promotion. Internal switching from other UOB AM funds and transfers-in will not be eligible. 4. Prevailing sales charges apply, if any. 5. Only sales via Phillip Financial Advisory Representatives or online through POEMS are eligible for this promotion. 6. UOB AM and PSPL reserve the right to amend the Terms and Conditions without prior notification.

TRADE CHINA A-SHARES AT 0.12%

In celebration of China’s National Day, we are reducing the commission rate for our China A-shares! Trade them at a special rate* of 0.12%! (min CNY88)

	Online Trades
Commission	0.25%         0.12%
Minimum	CNY 88

*Terms & Conditions:

1. Strictly applicable for China A shares trade executed during the promotional period of 1st October 2017 till 31st December 2017.
2. Promotional commission rates are applicable only for trades placed online via POEMS platform.
3. The following persons are not eligible to participate in this promotion unless approved by the management of Phillip Securities Pte Ltd (PSPL):
   • Phillip Securities Pte Ltd (PSPL) institutional clients and corporate clients
   • Phillip Securities Pte Ltd (PSPL) B2B clients and Managed account clients
   • Phillip Securities Pte Ltd (PSPL) Pre-Paid account clients
   • Phillip Securities Pte Ltd (PSPL) account holders whose accounts are already enjoying special China brokerage rates
   • Phillip Securities Pte Ltd (PSPL) account holders whose accounts have been suspended, cancelled or terminate
4. In the event of a dispute over the client’s eligibility to participate in this promotion, Phillip Securities Private Limited’s (“PSPL”) decision will be final.
5. Notwithstanding anything herein contained, PSPL reserves the right at any time in its absolute discrete to (i) amend, add and / or delete any time of these Terms and Conditions without prior notification (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and / or deletions when effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reason there of and without any compensation or payment whatsoever. PSPL’s decision on all matters relating to the promotion shall be final and binding on all participants.
6. By taking part in this promotion, the participant acknowledges that he/she has read and consented to these Terms & Conditions.

Trade Like A Pro With Poems Mercury!

Trade like a Pro with POEMS Mercury: Now with One-Click Trading! OB Trader is our first premium trading tool which offers faster order submission and execution through one-click trading on market depth. Submit, amend and withdraw orders from the same window. OB Trader free trial has been extended till 31 Oct 2017. Login to POEMS Mercury to try it out now! (By clicking on the link above, the installation file for POEMS Mercury will trigger automatically) For Account Opening, please contact me at +65 90400848 or email to me at tplim1975@gmail.com.

Thank you for making us shine!

Thank you for making us shine! PhillipCapital is the winner of the Best Retail Broker Award from the SIAS Investors' Choice Awards 2017. We have also been voted by the public to receive the following awards for the ShareInvestor Awards 2017.  Most Preferred Local Brokerage Firm – Gold Most Preferred Desktop Trading Platform – Gold Most Preferred Mobile Trading Platform – Gold Most Preferred CFD Provider – Gold Most Preferred ETF Issuer – Gold Most Preferred Fund Provider – Silver We strive to provide you the best and are honoured to have you as our client. This year is an exciting year for us with our launch of POEMS Mercury, Phillip Bonds, MT5, StocksBNB, online chat service, facebook engagement and more coming soon. As we continue to roll out new intiatives to serve you better, feel free to contact lionellimtp@phillip.com.sg for any compliments or questions you have. Thank you for choosing us to be Your Partner In Finance!

Double Up Your Unit Trust Portfolio with no additional cash outlay*

Double Up* your Investment Portfolio with Unit Trust Financing Maximize Your Investment Potential: With no additional cash outlay* Promotional rate of: Financing available for over 200 unit trusts (marginable UT) How to get started? Please call me at 90400848 or email me at lionellimtp@phillip.com.sg *Terms & Conditions Apply

The Rise of Robo Advisors. Is it for me?

The rise of robo-advisers. Is it for me?  New to robo-advisers? Let us answer some of the questions you might have. Robo-advisers are on the rise and as an investor, you can receive such financial services too. Robo-advisers offer portfolio management services at cheaper rates and allow you to get into high-quality portfolios bringing convenience to busy investors who can passively monitor their portfolio online. Are these services for you? Investors who would like to own a basic diversified portfolio of Exchange-Traded Funds will find a low cost solution helpful whereas if you require complex portfolios you can consult a financial advisory representative. You can easily embark on robo-adviser services online with a few clicks. How does this online platform know my needs? At Phillip, our SMART Portfolio calculates a “best-fit” portfolio through an online assessment. In the past, such portfolio services were usually available to accredited investors. SMART Portfolio is well-suited to the masses and you can start from a low capital of $5,000 and an affordable management fee of 0.5% p.a. There are no upfront, brokerage or platform fees. What can I expect to get? SMART Portfolio aims to achieve 4% to 6% p.a. over the long term by investing primarily in exchange-traded funds. If you are unfamilar with investing in different assets, SMART covers all the major areas of equity, fixed income, resources and commodities. Diversification is always key to sail through the ups and downs. With SMART, your access to human help may be lesser, but if you would like to speak to me, give us a call at 90400848 or email lionellimtp@phillip.com.sg

Phillip SGX APAC Dividend Leaders Reit ETF Turns One!

Invest in Asia Pacific's finest REITs at SG$10/US$7 flat* We are celebrating the one-year anniversary of Phillip SGX APAC Dividend Leaders REIT ETF (SGX Stock Code: BYI, BYJ). To mark this special occasion, we are offering exclusive brokerage rate for this selected ETF. You can now invest at a special rate of SG$10/US$7 Flat*. Awarded the most innovative new ETF in 2016 by SGX, this ETF allows you to invest in the top 30 dividend paying REITs in the Asia-Pacific ex-Japan region. Invest now at flat rates*! Contact me at 90400848 to know more!

Widest Selection of Funds - Unit Trust

Widest Selection of Funds Looking to diversify your investments? With the widest selection of Unit Trust funds in the market, search for funds that suit your investment needs on POEMS. Choose from over 1,000 funds across various investment objectives, asset classes and geographical regions to diversify your portfolio. Not sure where to begin? Check out our Model Portfolios! Our research team has put together 3 portfolios ranging from conservative to aggressive: PERFORMANCE* AGGRESSIVE BALANCED CONSERVATIVE YTD 8.1% 6.8% 5.7% 1 yr annualised 7.3% 8.1% 6.3% 3 yr annualised 7.2% 5.7% 5.6%  0% Platform Fees, 0% Sales Charge, 0% Switching Fees when you trade via POEMS! Ready to invest in Unit Trusts? *Past performance is not indicative of future results. Please refer to the factsheet of the respective funds for more information Please contact me at +65 90400848 or email to me at lionellimtp@phillip.com.sg if you want to open a trading account or have further queries.

GOLD & SILVER CFD

CONTRACT SPECIFICATIONS

GOLD USD1 CFD & SILVER USD50 CFD

VALUE PER POINT

Gold: USD1 per point
Silver: USD50 per point

MARGIN REQUIREMENTS

Trade at a low margin requirement of 20%

TRADING HOURS

07:01–04:00 (Daylight Saving)
07:01-05:00 (Non Daylight Saving)

TRADING CURRENCY

All contracts are settled in US Dollars

TRADE SIZE

Minimum of 1 contract

COMMISSION

US$1.00 per side/contract

Contact Me or Click Here for Account Opening

5 FAQs on ETFs trading on SGX:

Please see below for the 5 FAQs on ETFs trading on SGX:


1.       Are there any withholding or capital gains tax for Singapore-domiciled ETFs?
No, there is no withholding or capital gains tax for Singapore-domiciled ETFs.


2.       How many ETFs can we trade on SGX?
There are over 80 ETFs spread over different asset classes such as Equities, Commodities, Fixed Income and Money Market.


3.       How do I know if the ETFs listed on SGX is an Excluded Investment Products (EIP)?
You can find the info here using the SGX ETF screener: http://www.sgx.com/wps/portal/sgxweb/home/products/securities/etfs/tools


4.       What are the top 3 most active ETFs traded on SGX?
The top 3 most active ETFs were iShares MSCI India ETF (24.1%), SPDR® Gold Shares (16.2%), and SPDR® Straits Times ETF (14.1%).


5.       How can I receive updated information on ETFs trading on SGX?
SGX sends out the below newsletter at the beginning of every month. Please email to SGXSecuritiesProducts@sgx.com to request to be included in the Securities Products Monthly Newsletter.

 Click Here if you wish to open an account to trade ETFs.

ADV-Trades Redirection from SGX Mobile to POEMS Mobile

Trades Redirection from SGX Mobile to POEMS Mobile

We are pleased to inform that POEMS Mobile apps (for iOS v1.4.24 and Android v1.4.19) are now integrated with SGX Mobile App. You will be able to trade through POEMS mobile app via a redirection from SGX Mobile App.

1. You can now place trades from respective SGX “Stock Quote” screen.
2. On the same "Stock Quote" screen, you may select "Phillip Securities" as your preferred broker.
3. Once you are redirected to POEMS mobile, login with your User ID and password and submit the trade. If you have yet to download POEMS mobile app, you will be redirected to the respective App Stores to download the app.

For more information on the trade redirection from SGX Mobile App to POEMS Mobile, please send an email to poemsmobile@phillip.com.sg

We look forward to your continuous support and do look out for more exciting news on POEMS Mobile soon!

For Account Opening, please click Here

Download our POEMS Mobile app today! 

Free Shares Investment eBook! – Discovering Value Amidst Uncertainties

Introduction

Major benchmarks in the United States continue to break new highs with the Dow Jones Industrial Average marking a historic high of 21,115.55 on 1 March 2017, lifted by the Trump Administration’s policies of infrastructure plans and tax cuts. Asian markets, on the other hand, lagged far behind in comparison to the performances of their western counterparts. Despite already achieving a year-to-date return of eight percent by closing at 3,118.84 on 09 March 2017, Singapore’s Straits Times Index still has a lot more room for advancement before it can reach its previous high of 3,525.19 in April 2015. In terms of price-to-earnings (P/E) valuation, current P/E ratio of SPDR Straits Times Index (STI) ETF, an exchange-traded fund which tracks the performance of Straits Times Index, stood at 12.8 times as of 10 March 2017. This does not seem expensive at all given that the historic P/E ratio of SPDR STI ETF has a long term average of around 16.9 times from 1973 to 2010. Market sentiments are generally beaten down due to a lack of confidence attributable to the impending US rate hike, low oil price, and political uncertainties in the Europe zones. To help investors make better-informed decisions, we seek to discover value amidst uncertainties in the market by compiling this report, sifting out 20 companies (18 listed on the Singapore Exchange and two on Bursa Malaysia) with strong fundamentals. We highlight their respective strengths so as to help investors gain a quick understanding of these companies through our introduction and insights. Among these featured companies, we hope that you may find some hidden gems which could be suitable candidates to be added into your portfolio. Enjoy the read.

I am going to mass email out the E Book to my distribution list as I am unable to upload the PDF file. Should you not receive it, please let me know your email address and I will send it to you.